Investment Property Loans

Investment Property Loans

REAL ESTATE INVESTMENT PROPERTY LOANS

Investment Property Loans are available in several different financing options.

Find out more information, great rates for Investment Property Loans.


NON-QM INVESTOR DSCR LOANS

NON-QM DSCR Loans are available for Investors who do not want to use Tax Returns or have more than 5 properties, requiring Creative Financing.

F E AT U R E S
Loan amounts up $3 million
One Year Income Doc OK for Self-Employed and Basic W2
No minimum trade line requirement with 3 credit scores,
LTV< 75% and 24 month housing payment history
Smart asset depletion guides – assets divided by 120 months
4 year seasoning for BK, foreclosure, short sale or deed in lieu
LTV up to 90% (purchase, rate & term) or 80% (cash out)
DTI up to 55% (purchase, rate & term)
Credit scores as low as 660 (640 with exception)
Owner-occupied, second homes and investment properties
12- and 24-month bank statement program
T E R M O P T I O N S
30-year fixed & 15-year fixed
40-year fixed with 10-year interest only period
7/1 ARM & 5/1 ARM (interest only available on both)

Based on the Debt Service Coverage Ratio,

CONVENTIONAL FINANCING

2 most recent years tax returns (All Pages & All Schedules)

2 most recent years W2’s and/or 1099’s, K1’s

Most Recent 1 Month of Paystubs (Award Letters for Pensions or Social Security if applicable)

Last 12 Months of Bank Statements and other Asset Statements (401K, IRA, Stocks, etc…)

 Current Mortgage Statement if Refinance

Homeowners Insurance Declarations Page (HOA information if applicable)

Property Tax Statement

Copy of Driver’s License

Purchase Contract (If Purchasing the Property)

 Click Here to get started

If you are located in the Los Angeles, Orange County, San Bernardino, Riverside County area,  or anywhere in California, contact us today to get started.  contact us today to get started.


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