Investor DSCR Loan

The Non-Owner Investor DSCR Loan Program is an excellent financing solution. It can be a great asset as you work to build wealth and expand your portfolio. Using the property’s Income to Qualify for the Loan.



Investor DSCR Loan

Program Highlights

  • No Pricing Adjustments for cash-out, units, IO, or condo
  • Qualify your DSCR off of the Note rate! If Interest Only, ITIA is used!
  • No Income/No Reserves/No Employment on 1003
  • Gift Funds Allowed
  • 3 Credit Tiers 680+ / 640-679 / & 620-639
  • $3,500,000 Max Loan Amount
  • $2,000,000 Max Cash Out
  • 80% Max LTV
  • 620 Minimum Credit Score
  • Qualification DSCR ≥ 1.0
  • Financed Properties No Limit on Number of Financed Properties
  • 3 Year Seasoning Foreclosure, Short Sale, Loan Modification, Deed in Lieu & Bankruptcy
  • Terms: Fixed, ARM & Interest Only Options
  • Soft Prepay Available


Full appraisal required, including Operating Income Statement and Comparable Rent Schedule PROPERTY TYPE:

● SFR, Condo, Townhome, 2-4 Units, PUD.

( Rural properties not acceptable. )

● Non warrantable condos case by case, 5% LTV reduction LOAN TERMS:

● 5 year, and 7 year ARM, (interest only available) 30 Year Fixed

Landlord Experience:  you can purchase an investment property without any experience and still get financing (5% reduction in LTV for 1st time Investors)

How Can We Help?

When considering buying an investment property, there are several things to consider in order to make the right decision.

 With Barbara Kenton – Allianz Mortgage Service, you will be provided with a variety of types of mortgages suitable for real estate investing including, 30 Year Fixed Rate Mortgages, 15 Year Fixed Rate Mortgages, Adjustable Rate Mortgages, Jumbo Mortgage, and more.

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