Work with a professional to Refinance your home.

I would love to help you Refinance your home. My clients love the fact that I am there for them from the beginning to the end of the Loan process. I am available to answer questions and concerns which helps you the borrower to have peace of mind.


You may want to Refinance your home in order to reduce monthly mortgage payments.

One reason is to get a lower interest rate, or change your loan program from an adjustable rate mortgage to a fixed-rate mortgage.

A Cash-Out Refinance is often used to pay off credit card debt, or for Home Remodeling.

Benefits of a Home Refinance

There are several benefits to refinancing your mortgage. Some of the potential advantages include:

  • Remove private mortgage insurance (PMI). Some homeowners who have enough equity can refinance to get rid of PMI.
  • Lowering your monthly payment  With a lower monthly payment, you are free to put the savings toward other debts or payoff your home sooner.
  • Reducing the term of your loan.  Reducing the term of your mortgage from a 30-year to 15 years will payoff your loan sooner.
  • Financing from an adjustable-rate mortgage to a fixed-rate loan. Refinancing from an adjustable-rate mortgage to a fixed rate will, give you more stability in a rising market.
  • Using the equity in your home to take out cash.  You may have enough equity to take Cash-Out of your Property. This money can be used to finance home improvements, pay off debts or for College Tuition.

Barbara Kenton at Allianz Mortgage Services, Inc., I am your choice for expert advise to refinance your home. I specialize in Residential Loans for all of California.  contact us today to get started.