Self-Employed Non-QM Bank Statement Loan

The Self-Employed Non-QM Bank Statement Loan Program is good for the Home Buyer or Borrower whose tax returns or W2s don’t adequately represent their ability to repay.



You would qualify using either personal or business bank statement, then a portion or a common factor is used to determine income for this common sense financing solution.

Who would benefit from Bank Statement Loans?

These loans are great for Doctors, Dentists, Veterinarians “The White Coat Loan also knows as “The Entrepreneur Loan” for business owners, Independent Contractors and Small Business Owners.

  • Self Employed, no W2 or Tax Returns Required
  • 12 and 24 month options
  • LTV’s to 90% with no MI
  • Interest Only Option (30 and 40 yr)
  • ARM’s and FIX rates Available
  • W2 or Retired Co-Borrower allowed (blended income), also asset depletion
  • Owner Occ, 2nd Home, & NOO
  • Up to 20 financed properties
  • SFR, Condo, 2-4 Unit, & NonWarrantable Condo

How Can We Help?

With Barbara Kenton at Allianz Mortgage Services, Inc., we know all about Self Employed Borrowers for either a Home Purchase or Refinance.   If you are located in the Los Angeles, Orange County, San Bernardino, Riverside County area,  or anywhere in California, contact us today to get started.  Click Here